Up To $1M In Unsecured
Business Funds In Just 24 Hours

Fast, Easy Business Funding Up to $1M
Approved in Hours, Funded in 24-48 Hours
Repay with a Small % of Sales, No Fixed Payments

Up to $1M in 24 Hours
90% Approval for Businesses with $10K+ Monthly Revenue. Use for Hiring, Inventory, Marketing, Expansions—or Anything Else!

  • FAST Business Funding

  • No Collateral Needed

  • Apply In Minutes

Join 40,000+ Funded Businesses Today.

BANKS SAY NO? | WE SAY GROW!

📋 Discover Your Funding Options Now!

PRE-QUALIFY — INSTANTLY!

$
*Amount of Funding You Need To Grow You Business. *(Up to 2x Your Monthly Revenue).
State Registered Name – INC., LLC, L.L.C., Co, etc
Monthly Business Revenue*
*Select Monthly GROSS (before expense/tax) AVG REVENUE.
Time In Business*
*Select One - Tell Us How Long You've Been In Business.

WHAT'S THE COST?

What Is Our Loan Going To Cost Compared To Other Options

Unsecured Merchant
Cash Advance (MCA)

Credit
Card

Home
Equity Loan

Business
Line of Credit

EXAMPLE
Principal Amount

$100,000

$100,000

$100,000

$100,000

MONEY FACTOR
OR RATE%

1.2 MF

24% APR

8.2% APR

12% APR

AVERAGE
PAYBACK TERM

12 MONTHS

18 YEARS

15 YEARS

6 YEARS

MONEY COST
(INT%/FACTOR)

$20,000

$338,080

$74,102

$40,761

PAYMENTS

FLEXIBLE % OF SALES

MIN % INTEREST +

FIXED PAYMENTS

MIN % INTEREST +

TOTAL REPAYMENT
OF LOAN COST

$120,000

$438,080

$174,102

$140,761

This chart uses verified 2025 U.S. averages: MCA factor rate of 1.2 (common range 1.1-1.5) and 12-month term; business credit card APR of 24% with 18-year payoff under minimum payments; home equity loan APR of 8.2% over 15 years; and business line of credit APR of 12% over 6 years. Calculations assume standard amortizing payments (monthly compounding); MCA's fixed factor and sales-based repayment keep costs low and flexible for high-revenue businesses. *Actual costs vary by provider and borrower—consult terms. Sources: Investopedia, Bankrate, NerdWallet, CoinLaw.

WHATS
THE COST?

What Is Our Loan Going To Cost Compared To Other Options

Unsecured Merchant
Cash Advance (MCA)

Principal: $100,000

Rate: 1.2 Money Factor

Avg. Term: 2.5 Years

Factor Cost: $20,000

Payments: Flex % of Sales

Total Repayment: $120,000

Credit Card

Principal: $100,000

Rate: 24% APR

Avg Term: 18 YEARS

Interest: $338,080

Payments: MIN % INTEREST +

Total Repayment: $438,080

Home
Equity Loan

Principal: $100,000

Rate: 8.2% APR

Avg Term: 15 YEARS

Interest: $74,102

Payments: FIXED

Total Repayment: $174,102

Business
Line of Credit

Principal: $100,000

Rate: 12% APR

Avg Term: 6 YEARS

Interest: $40,761

Payments: MIN % INTEREST +

Total Repayment: $140,761

This chart uses verified 2025 U.S. averages: MCA factor rate of 1.2 (common range 1.1-1.5) and 12-month term; business credit card APR of 24% with 18-year payoff under minimum payments; home equity loan APR of 8.2% over 15 years; and business line of credit APR of 12% over 6 years. Calculations assume standard amortizing payments (monthly compounding); MCA's fixed factor and sales-based repayment keep costs low and flexible for high-revenue businesses. *Actual costs vary by provider and borrower—consult terms. Sources: Investopedia, Bankrate, NerdWallet, CoinLaw.

HOW IT WORKS

FAST Business Funding

We Can Fuel Your Growth Today!!

1. Apply Online
→ 2-Min Application

Share your business needs, goals, and funding amount to get started.

2. Get Approved
→ Often Same-Day

We'll review your application immediately and provide an offer quickly.

3. Receive Funds
→ Up to $1M In 24-48 Hrs

If approved, funds are typically delivered to your account in 24hrs.

BUSINESS WORKING CAPITAL

Funds In 24-48 Hrs

Get Your Unsecured Working Capital With Ease

After Pre-Approval We Need:

  • Completed Application

  • Six Mos. Bank Statements

  • Your Authorization Signature

FAST - EASY - DIFFERENT

Why Choose Our Funding Solution?

Easily access funding to take your business to the next level.

⚡ Fast Pre-Approvals

Pre-approved in minutes, funded in 24-48 hours. Skip lengthy bank waits with flexible repayment terms.

💳 Unsecured Funding

No collateral needed—funding based on your business performance. Protect your assets while we support your growth.

📈 Simple Process

Minimal paperwork, quick application. Pre-qualify in under 2 minutes, then submit basic documents to finalize.

WHAT PEOPLE SAY

What our clients say about us

Discover how our services have made a positive impact on their businesses.

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Dr. Carlos

SMB Dentistry

As a dental practice, cash flow can be unpredictable. This funding helped me purchase new equipment and grow my patient base. Highly recommend!

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John H.

EHQ HVAC

I feel so much more confident in my financial decisions now. This funding partnership is a game-changer for my business.
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Emma C.

Food Truck Chef

I needed $75,000 to expand my business to a new city quickly. The process was incredibly simple, and I had the funds in my account the next day!

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James P.

Small E-Retail Owner

Thanks to the M&P funding, I managed to optimize my inventory to prepare for Q4, reducing my liabilities significantly!

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Michael R.

Manufacturer

I was dreading the slow season, but this simplified everything. The cash business funding gave me peace of mind and confidence.
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Isabella P.

Financial Advisor

The funding strategy created for my practice has helped me grow faster than I thought possible! Their service is unmatched.
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David B.

Roofing Contractor

I appreciate the simple approach they took to financing my expansion. It's made managing growth so much easier.
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Sophia T.

Hotel Owner

I didn’t know where to start with getting funds after our bank declined our application. This showed me how to bypass all that and get money for the renovations that allowed us to increase our average rates.
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Ruby W.

Med Spa Owner

I was skeptical at first, but it was so professional and transparent. Got $150,000 for my med spa expansion with no hassle.

OUR M&P CAPITAL PARTNERSHIP

Over $8B Funded

Check Your Eligibility—Free, No Credit Check to Start

Pre-Approved in Minutes, Funded in 24-48 Hours

  • 90% Approval Rate for Businesses with $10K+ Monthly Revenue

  • Repay Flexibly with a Small % of Sales, No Fixed Payments

  • Use for Hiring, Inventory, Marketing, Expansions, or Debt

  • Pre-Approved in Seconds, Funded Same or Next Day

AUREA GROWTH PARTNERS

Frequently Asked Questions

All You Need to Know About MCA Business Funding

What Are The Requirements?

Business Requirements:

- Operating for 3+ months

- $2,500+ monthly revenue

- Credit card processing (preferred) Each application is reviewed individually. We connect you to MCA providers who support your growth, not like traditional bank loans.


FAQ image

Do I Need Any Collateral?

No Collateral Needed!

Unsecured funding based on your sales or bank deposits. Repay flexibly as a percentage of future transactions to fuel your growth.


FAQ image

How Fast Can I Get Funding?

5 Simple Steps to Funding:


- Submit Pre-Approval Form – 2 Minutes

- Get Pre-Approval Decision – Within Hours

- Submit Documents – ~15 Minutes

- Provider Authorization – ~1 Day

- Receive Funds via Bank Wire – 24-48 Hours


FAQ image

How Does Funding Work?

How MCAs Work:

Unlike banks or traditional lenders, merchant cash advances (MCAs) are not loans but purchases of future sales at a discount, repaid as a percentage of transactions. (*In CA, may be classified as loans.)

We connect you to an expert provider who invests in your business’s potential.


FAQ image

Who Gets Funded?

Many industries qualify, with physical businesses often funded fastest, including:

- Restaurants & Grocery Stores

- Medical/Health (Doctors, Dentists, Vets, Med Spas, Pharmacies, Optometry, Urgent Care)

- Hospitality (Hotels, Motels)

- Spas & Resorts

- Wholesale Distributors

- Manufacturing

- Trade Contractors (Plumbing, HVAC, Roofing, etc.)

- Auto Repair Shops

- Business Services (Financial Consulting, CPAs)

- Personal Services (Hair & Nail Salons)

- Retail Shops & Boutiques

- Select Online/Home-Based Businesses


FAQ image

What’s The Cost?

MCAs don’t have interest rates but use a factor rate (typically 1.05-1.2).

Example: $100,000 funding at a 1.2 factor rate = $120,000 total repayment.

Repay flexibly as a percentage of your sales.


FAQ image

Will It Affect My Credit?

No hard credit pulls to check eligibility!

Submit basic business info to pre-qualify—free and fast, with a quick response.

If pre-approved, a soft credit pull (min. 500 FICO score) may be required.


FAQ image

What’s The Approval Process?

Fast and simple:

Most businesses pre-qualify in minutes based on revenue and performance. No lengthy bank applications or years of tax records—just recent transaction summaries.


Minimum Criteria:

- 500+ FICO Score

- $2,500-$5,000 Monthly Revenue

- 4-6 Monthly Deposits (Varies by Industry)

- 3+ Months in Business (with Credit Card Processing) or 6+ Months (without)

- 67% Ownership (Individual or Combined)

- Funding Range: $2,500-$1,000,000

- Repayments: Daily, Weekly, or Biweekly via ACH

- Term: 3-18 Months

- U.S. Business, U.S. Citizen Owner (Permanent Residents Eligible up to $50K)

- Credit Pull: Soft


FAQ image

Start Now For
FAST Business Funding!

Take the next steps and fund your business growth.

Apply today to connect with funding solutions for your working capital needs.

© 2025 AUREA GROWTH PARTNERS - All rights reserved. Terms & Privacy

Disclaimer: Aurea Growth Partners Consulting Services LLC is a service connecting businesses to independent merchant cash advance (MCA) providers. We are not a lender, broker, or financial institution and do not originate, underwrite, or provide MCAs. All information on this site is for informational purposes only and does not constitute an offer or solicitation for financing. Any leads submitted may be shared with third-party providers for evaluation.


MCAs are not loans but sales of future business receivables. Repayments are deducted as a percentage of daily/weekly sales, plus factor rates/fees. Approval, amounts (up to $1M), terms, and rates depend on provider criteria, business performance, and credit/sales history—not guaranteed. No personal guarantees or collateral typically required, but defaults may lead to UCC liens or collections.


State Regulations: Residents of regulated states (including but not limited to CA eff. 2022, CT eff. 2024, FL eff. 2024, GA eff. 2024, IL, KS eff. 2024, LA eff. Aug 1, 2025, MO eff. Feb 28, 2025, NY eff. 2023, TX, UT eff. 2023, VA eff. 2022) are entitled to disclosures from providers at offer time, such as: financed amount, disbursement net of fees, total repayment, finance charge, estimated APR (required in CA, NY, MO), payment amount/frequency/schedule, prepayment penalties/policies, and broker fees/compensation. For sales-based financing: No APR in CT, GA, KS, UT, VA. Providers/brokers in UT must register; in CT, annual registration by Oct 1. Exemptions: Transactions >$500K-$2.5M, <5-6 deals/year, banks/depository institutions, real estate-secured deals. In FL: Brokers must include address/phone in ads and avoid misleading claims or advance fees.


Federal Compliance: We adhere to FTC guidelines—no deceptive advertising. Under Dodd-Frank Section 1071, providers report small business lending data to CFPB starting 2025 for fair lending monitoring. This site/email complies with CAN-SPAM: No false headers/subjects; ads clearly identified. All testimonials names have been changed and/or paraphrased to protect client privacy. All individual results may vary and approval statistics are based on various industry factors and market conditions. Do you own research before commitments or authorizations.


Risks: MCAs carry high costs and may lead to debt cycles if sales decline. Not suitable for all businesses—assess affordability. We make no representations about outcomes. Consult an attorney or advisor before proceeding.


For advertising platforms: This promotion complies with Google/Meta policies for financial services. No guarantees of results; terms subject to change.